Sunshine Coast BC Mortgage Broker

Sunshine Coast Rental and Investment Property Mortgages

Sunshine Coast of BC Mortgage and Lending Solutions Made Easy!

Rental or Investment Property Mortgages Made Easy

Looking at an investment property in the Sunshine Coast of BC? I can definitely help you out.

Finding the right mortgage for an investment or rental property is the difference between a huge headache and a great big smile. Whether you intend to purchase a property for rental income or the future resale of the property, or both, you'll need at least a 20% down payment.

What does an investment property mortgage allow?

  • Fixed, variable and adjustable rate mortgages are permitted
  • Competitive rates usually apply, though lenders may charge a small premium
  • Up to 80% Loan-to-Value (LTV) for a 1-4 unit rental property
  • Extended amortizations can be up to 30 years


With an investment property mortgage, you can...

  • Purchase or refinance an investment property up to 80% LTV
  • Benefit from competitive interest rates
  • Appreciate the payment flexibility that comes with an extended amortization
  • Purchase an investment property in a cost-effective manner


What is a traditional investment property mortgage?

With a traditional mortgage, a minimum 20% down payment is needed. Purchasers have more options available to them when buying an investment or rental property. This type of mortgage is referred to by lenders as a conventional mortgage, and that means mortgage default insurance is not required.

You likely have many more questions and I would love to help answer them for you. Please contact me for a free, no-hassle conversation on your rental property of investment property needs.

What's Next?

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